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Major Medical Health Policy.


There are many types of policies for individuals and their families: Hospitalization Plans, Accident Polices, Alternative Plans. The policy that is by far and away the most commonly written is the Major Medical policy. The Major Medical policy also provides the most comprehensive coverage.

The Major Medical policy is an attempt by the insurance industry to standardize individual health insurance coverage. However,  policy provisions vary from company to company. In fact, you must be careful in choosing a policy since some contracts have provisions that can wind up costing you considerable money outside of the deductible and coinsurance.  

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Definitions Explanation of commonly used insurance terms and procedures.
Coverage Typical coverage provided by a Major Medical Policy
Contract Provisions Eight examples of provisions used by some insurance companies to limit your benefits.
One Thing The one thing that should be done to protect you and your loved ones.
Request a Quote Obtain a Competitive quotation from our fine companies.

Major Medical Polices that are qualified for use with Medical Savings Accounts have a higher deductible and a different coinsurance structure.

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